How to Compare Job Offers: CTC vs Take-Home vs Growth

How to Compare Job Offers: CTC vs Take-Home vs Growth

Choosing a job offer is not just about the biggest CTC. You should compare take-home pay, learning opportunities, role clarity, and long-term growth. A slightly lower offer can be better if it accelerates your career. Check the salary breakup: basic, HRA, allowances, PF, ESIC, bonuses, and variable components. Calculate expected monthly take-home after deductions. Also check probation duration and appraisal cycles. Finally, evaluate the team, manager, tech stack, and project quality. Early-career choices shape your future options. Make decisions based on both money and momentum.